• All new accounts are created with a balance of zero Units.
• Account-holders shall be entitled to begin trading without having a positive balance and may so incur a debit balance in their accounts.
• The administration may set limits to the extent to which accounts may go into debit and credit.

It shall be the duty of each seller in a transaction to ensure that the buyers have not exceeded their limits before agreeing to a transaction. If a buyer's debit limit is exceeded then the transaction may be declined, in which event:

• The seller will have to take recourse against the buyer personally.
• The parties accept the jurisdiction of the small claims court, alternatively the magistrates court for the district having jurisdiction
• The seller shall be entitled to claim the amount owed in Units in Rupees on the basis of one Rupees being equal to one Unit.